One of Our Oldest Traditions – THE SEEDS ARE IN!

Those that have been with us for any length of time know that the beginning of spring means it is Seed Time. Customers young and old (and anywhere in between) are invited to take a free packet or two from our display when they come into the branch, bring them home, and plant a new selection of flowers in your garden (or perhaps it can be the first selection in a brand new garden that you or your children are starting).

The seed tradition at Midstate has been in place for decades, before even our own Miss Kitty’s first day at the bank.  Why seeds of all things? Well, there are a number of reasons. On a broad scale, community banks and rural America have always been tied throughout history.  In the past, farmers could take out loans knowing the money they were paying back would help build the community that could eventually buy their products. Even today, community banks across the country have shown a great understanding of the agriculture industry and the long-term benefits they can provide. Approximately 75% of all commercial bank agriculture loans are from community banks with assets under $10 billion (with nearly 60 percent of those being from community banks with under $1 billion in assets).

More specifically though, our main reason for distributing seeds is just another way we try to give back to the community. We love Baltimore and have quite literally evolved with the city since our inception more than 12 decades ago. So, we want to do everything we can to keep the community thriving in our own way. Obviously, our professional services are our main offering, but we also like to supplement that with a personal touch, such as continuing a tradition to help encourage local gardeners in the area.

So take a minute to come visit us at the bank and participate in one of our oldest traditions. It is the perfect way to welcome in spring.



EXCITING NEWS! Midstate Community Bank Announces Merger with Rosedale Federal Savings & Loan

Both of our institutions enjoy a long and rich banking heritage in the Baltimore area:  Midstate was founded in 1884 and Rosedale Federal in 1908.  We are well aligned, as we are both profitable mutual savings institutions with strong community ties, focused on delivering an exceptional customer experience.  Together we represent an even stronger savings institution.

Rest assured, we will keep you informed every step of the way.  You’ll be receiving more information in the weeks and months ahead.  Please watch for a mailing that will provide further details and will answer questions you may have.  In the meantime, we invite you to stop by the Midstate Branch with your questions – or just give us a call at 410.377.4330.

Here is a link to a mutual website that has merger information posted.  Information will be updated as needed.*

*You are leaving Midstate’s website and Midstate does not provide and is not responsible for the product, service or overall website content available at this site.  Our privacy policies do not apply to these websites and the viewer should consult the privacy disclosures on that site for further information.


In Loving Memory of Kathryn H. “Kitty” Gerling

It is with great sadness we announce that Kathryn H. “Kitty” Gerling passed away on Sunday, January 22, 2017.  Midstate will be closed on Friday, January 27th so that all of our staff may attend Mrs. Gerling’s funeral.

Kitty came to Midstate in 1950 as a teller and over the years worked her way up to hold the office of President and finally Chairman of the Board.  She retired in 2012 after leading Midstate through many changes, including the construction of a new main office in Rodgers Forge.  Customers were always her #1 priority and she will be missed by many.


Viewings at Mitchell-Wiedefeld, Wednesday evening from 7-9; Thursday afternoon from 2-4 and evening from 7-9; funeral services Friday morning at 10:30 at St. Andrew’s Christian Community on Roland Avenue.