Checking Accounts

Current Rates – 08/22/2017

  PRODUCT RATE APY% *
CHECKING Free “No Fee” Checking NONE NONE
  Interest “Income Plus” Checking 0.60  0.60% **
  Senior “Golden Oldie” Checking 0.60  0.60% **
  Super “Super Services” Checking NONE NONE
       
  Small Business Checking NONE NONE
  Business Checking NONE NONE

Free “No Fee” Checking

  • NO SERVICE CHARGES
  • Minimum Opening Balance: $100.00
  • No Minimum Balance after 30 days
  • Free Direct Deposits
  • Overdraft Protection***

Interest “Income Plus” Checking

  • Minimum Opening Balance: $100.00
  • Average Daily Balance to Earn Interest: $100.00
  • Unlimited FREE Direct Deposits
  • FREE Wire Transfers
  • Overdraft Protection***
  • Monthly Service Charge; $5.00

Senior “Golden Oldie” Checking

You must be at least 55 or older to be eligible for this account.

  • Minimum Opening Balance: $100.00
  • Average Daily Balance to Earn Interest: $100.00
  • Unlimited FREE Direct Deposits
  • Overdraft Protection***
  • FREE Money Orders
  • Average Daily Balance to Avoid Service Charge: $300.00
  • Monthly Service Charge: $3.00

Super “Super Services” Checking

  • Minimum Opening Balance: $100.00
  • Unlimited FREE Direct Deposits
  • FREE Wire Transfers
  • Overdraft Protection***
  • FREE Money Orders
  • Average Daily Balance to Avoid Service Charge: $300.00
  • Monthly Service Charge; $5.00

* APY means Annual Percentage Yield

** Fees may reduce earnings

***Overdraft protection is available using any Midstate – Savings, Money Market or Checking account. There is a per transfer fee associated with this service.