Savings Accounts

Current Rates – 04/27/2017

  PRODUCT RATE APY%*
SAVINGS Passbook Savings 0.40 0.40%
  Christmas Club 0.40 0.40%
  Money Market ($100.00 thru $2,499.99) 0.40 0.40%
  Money Market ($2,500.00 and over) 0.50 0.50%

*APY means Annual Percentage Yield

Out-of-state deposits will not be accepted.  Midstate  reserves the right to refuse any deposit or request for a savings account.

Passbook Savings Accounts

  • This account allows unlimited deposits and withdrawals.**
  • It takes as little as $10.00 to open and $25.00 to earn stated yield.
  • Interest is compounded daily and credited monthly.
  • Interest may be mailed monthly, quarterly, semi-annually or annually if $10.00 or more.
  • Interest can also be transferred to any other Midstate account in the same way as stated above.
  • The rate may change at any time without limit and prior notice.

** During any month, you may not exceed six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check draft, debit card or similar order to a third party.

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Christmas Club

  • This account allows unlimited deposits and withdrawals.
  • It takes as little as $10.00 to open and $25.00 to earn stated yield.
  • Interest is compounded daily and credited monthly.
  • The rate may change at any time without limit and prior notice.
  • Checks for the balance are mailed around the end of November.

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Money Market

  • This account allows unlimited deposits and withdrawals.**
  • It takes as little as $100.00 to open and earn stated yield.
  • Interest is compounded daily and credited monthly.
  • Interest may be mailed monthly, quarterly, semi-annually or annually if $10.00 or more.
  • Interest can also be transferred to any other Midstate account in the same way as stated above.
  • The rate may change at any time without limit and prior notice.

** During any month, you may not exceed six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check draft, debit card or similar order to a third party.

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